What type of memory is involved in remembering things such as paying bills in the future?

The correct answer is prospective memory because this type of memory specifically involves the ability to remember to perform actions in the future, such as remembering to pay bills or attend appointments. Prospective memory is crucial for managing daily life and requires an individual to remember to carry out intentions at a later time. It encompasses both the formation of intentions and the retrieval of those intentions when the appropriate context arises, making it a distinct type of memory separate from others.

Episodic memory, on the other hand, is related to the recollection of specific events or experiences from one's past, which does not directly apply to future intentions. Implicit memory refers to skills and conditioned responses that do not require conscious thought—it's about how we do things rather than what we remember to do in the future. Semantic memory involves factual knowledge and concepts that we have learned, such as knowing the capital of a country, rather than remembering specific future tasks or obligations. Thus, prospective memory stands out as the appropriate choice for remembering to take action in the future, such as paying bills.